Our Mission:
To provide a safe, non-judgmental environment where people will receive practical help and coaching to get and stay out of debt.


Client Login 



The Kerith Debt Freedom Centre is a free, confidential service provided by North Grenville Community Church and is affiliated with the Advisors with Purpose Freedom Initiative.  Since opening in February 2013, we have helped our clients get rid of over   $512, 721 in debt.
The centre operates out of North Grenville Community Church on the 2nd and 4th Saturdays of each month and is located at 2659 Concession Rd. in Kemptville.
To book an appointment simply use the contact form below or call the Church at 613-258-4815 x.103.
When a recently graduated client was asked what advice she would give to clients just starting out in the debt freedom centre she said this:
“Stick with it – do what your coaches tell you to do – be accountable to them and the process, one step at a time.  Have the guts to phone creditors and let them know your situation, be open – they are just people.  Above all create a spending plan and follow it! I could not have imagined that one year later, I would be feeling this positive about the future.”
Moving from being in debt to debt-free living is a process. It takes time and commitment.  Even though you may have the knowledge and the tools, it can be difficult to apply them daily on your own.
At Kerith, we commit to partnering with you for as long as you need. In the beginning, coaching sessions tend to be more frequent.  As you begin to take more control of your finances, the length of time between sessions increases.
Our coaches will review your current financial situation with you and provide options to you for ways to make improvements. You can be assured that our coaches will keep all your information confidential. They will not judge you or your decisions.
Our coaches will show you:
  • how to create a spending plan
  • how to live without credit cards
  • how to use money management systems to get, and keep,          control of your finances.


Phone us:
Tel: 613-258-4815 x 103
Visit us:
Kerith Debt Freedom Centre
c/o North Grenville Community Church
2659 Concession Road., P.O. Box 1685
Kemptville, ON   K0G1J0


Frequently Asked Questions: (FAQ)

Do I need to attend church to be a client at a Freedom Centre?
No you don’t. Anyone is welcome to sign up for coaching through the Kerith Debt Freedom Centre.
Will I be expected to start attending a church or give to a church?
No you won’t. This is a free service being provided with no strings attached.
Will the coaches be talking to me about religion, God, faith?
The coaches will not initiate any conversations with you regarding their faith, God, or their views on religion. If a client is interested in asking questions of a spiritual nature, the coaches may continue the conversation or they may suggest that they speak to the centre’s chaplain.
Do I have to pay for coaching? Are there any costs involved? No you do not have to pay for coaching. There are no other costs involved in participating except for costs associated with getting yourself to the coaching sessions. The online budgeting tool is provided to you for the duration of your coaching free of charge.
How long does the coaching process take? The length of time you require coaching is dependent on your individual situation. Often clients begin by attending coaching sessions a couple times a month. Once they begin to make progress toward their financial goals, coaching sessions may decrease to once a month, and then once every three months until you are able to independently manage your finances and continue to eliminate debt.
Do you provide any financial assistance? No, we do not provide clients with financial assistance. Our goal is to offer you information and encouragement so that you can more clearly see all of your options. Providing you this kind of support can help you to make wise decisions for your financial future. If you require assistance outside the scope of our abilities, we will try and help you find that support through referrals.

Is there a question that we did not answer?  Let us know at 613-258-4815 x 103